Money Worries and Anxiety: How to Cope After the Budget
Oct 30, 2026
The Autumn Budget was presented on 28 October, and for many people it has brought money worries back to the front of their minds. A poll ahead of the Budget found that 44% of people felt more fearful than hopeful about its impact on their finances. If you’ve felt a knot in your stomach checking your bank balance, or you’ve been lying awake doing sums, you’re not alone.
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Financial anxiety is the constant worry about money, even when nothing has suddenly changed. It can show up as racing thoughts, avoiding opening bills, trouble sleeping or checking your account again and again.
Coping with Financial anxiety
Start by separating what you can control from what you can’t. Budgets, prices and policies are out of your hands, but your own spending plan is not. Set a short, regular time to look at your finances, rather than checking all day, and take one task at a time. Money stress is common and isn’t a personal failing, and free, impartial money advice is available in the UK from services such as MoneyHelper and Citizens Advice.
If money worries are affecting your sleep, mood or relationships, it’s worth speaking to a professional. You don’t have to carry it alone.
When You Need More Than a Technique
If certain thoughts keep circling back no matter how many times you challenge them, that's usually a sign they're tied to something deeper: an old experience, a long-held belief about yourself, or a pattern that started long before the situation in front of you today. That kind of work is hard to do fully alone, and it's exactly what therapy is for.
If this sounds like where you are right now, we'd be glad to help you work through it.
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